Why is Health Care and Health Insurance so Messy?

Ultimately, the issue also is that health insurance is a different animal than other forms of insurance. Could you imagine if your home insurance was run like health insurance? Then, instead of just covering fires, etc, every time you needed the heating fixed, or plumbing done, you would have to see if the company was covered under your insurance. The plumber would have to have staff just to handle different insurances. Insurance companies would employ plumbers who would have to read through the issue submitted by your plumber, and pre-approve the work. The costs would be contractually negotiated between the plumber and insurance company.

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