Thursday, January 5, 2017

12 Year Return of My "Stock Trading Riches" System vs. Total Return on the S&P 500 (Including Dividends)


For the last 12 years, I have been trading my investment account according to the system I wrote about in my book Stock Trading Riches, and have been publishing the results on my book's message board.

In 2016, My "Stock Trading Riches" account beat the S&P 500 again (20.88% vs. 11.96%). 

Here is the cumulative 12-year return: 

(Source for S&P500 returns = http://www.spindices.com/idsenhancedfactsheet/file.pdf?calcFrequency=M&force_download=true&hostIdentifier=48190c8c-42c4-46af-8d1a-0cd5db894797&indexId=340 )  

Year, Me, S&P 500  

2005, 13%, 4.91%  

2006, 14%, 15.79%  

2007, 22%, 5.49%  

2008, (40%), (37%)  

2009, 44%, 26.46%  

2010, 22%, 15.06%  

2011, (5%), 2.11%  

2012, 13.3%, 16%  

2013, 23%, 32.39%  

2014, 13%, 13.69%  

2015, 1.49%, 1.38%  

2016, 20.88%, 11.96% 

My portfolio had a cumulative 12 year return of +202.4% vs. +135.7% for the S&P 500.  

That translates into a 12 year average annual return of 9.66% vs. 7.41%

Thursday, December 1, 2016

Tuesday, November 29, 2016

Partial Internet Voting: 80% of the Benefit Without The Security Risks

Everybody talks about internet voting and, while a few places have implemented it,  most elections don't allow it because of the security risks.

But, what about the efficiency of partial internet voting?

By this I mean that, the election commission could create a website and application that lets people vote, and then print out their ballot. Security wouldn't be an issue because you still have to physically show up, check in, and turn in your ballot.

At the voting places, they could replace voting machines with computer/printer combos, and set them in front, before you check in with the clerks.

Then, people who printed their ballots at home could walk right up to the clerks, check in, show ID, and submit their ballots.  Done!

Meanwhile, the people who want to vote at the voting place could simply line up at a computer, fill out the website, print their ballot, and then walk up to the clerks, check in and turn in their ballots.

This would get people in and out quickly.

Monday, November 21, 2016

Wednesday, November 16, 2016

Business Lessons From Donald Trump's Win


Trump's win holds two lessons for businesses:


1. Limits of Big Data - Pollsters predicted a Hillary win – in part because they didn't do a better job of surveying rural voters. Is your business listening and interacting with its customers, or simply crunching available data? The best decisions are made by using a combination of hard data, customer feedback, and experienced executive decision-making.


2. Need for rapid change and innovation - The election shows how voters can decide to suddenly shake up government. At this time, we don't know exactly how Trump's Administration will differ from Obama's.  We do know that, since Republicans now control all three branches of government, laws will change must faster than during Obama's presidency.  Businesses need to be ready to interpret and react to change faster than their competition.

Friday, November 4, 2016